Individual and Family or Group Employee Benefits
Ask us about the differences.
Short-Term: Short-term insurance is for a period of time from a month or two to a year in some cases. This type of insurance will cover you between jobs, for instance.
Copay Plans: Copay plan designs give you more upfront benefits, such as a copay for a doctor’s office visit and copays on prescription drugs.
HSA (Health Savings Account): HSA-eligible plan designs are high-deductible plans that have tax benefits. These plans do not have copays, so the insured pays more of the upfront costs, such as doctor’s office visits and prescription drugs.
Trustpoint Insurance specializes in coordinating employee benefit plans that provide employers with affordable incentive programs. Working with employers to create “outside the box” thinking in plan designing makes Trustpoint Insurance unique. We believe in education and awareness for your employees and strive to provide the best customer service possible to each individual within your company.
Term Life: Term insurance is temporary life insurance that provides coverage for a certain period of time.
Universal Life: A mixture between Term and Whole Life, Universal Life can be lifelong if you choose. It builds cash value, which can give you flexibility in premiums.
Whole Life: This is a lifelong insurance that builds a cash value, giving you the possibility of a “savings account” growing for when you need it.
Don’t Miss Out on Important Plan Benefits
Details such as companies that offer deductible credit and initial rate guarantees; how network coverage and preventative care work; how plans can vary tremendously from one carrier to the next with differences in deductibles, coinsurances, out-of-pocket maximums, doctor’s office / ER visits and how to maximize your coverage within these areas.
We do all the leg work for you!
Let Trustpoint Insurance do all the shopping around for you!
With a variety of carriers, we can show you the best options tailored to your needs as an individual, a family, or a small business.
With Trustpoint Insurance, you can rest assured you will have the best options to choose from in our large spectrum of carriers.